Recently attended a workshop, and I'm curious to know how you track your finances. Personally, I've built a custom spreadsheet, and I'm happy with that, but I'd love to see how other people are doing it.

1. Do you use a spreadsheet? Did you build it yourself? Did you buy one that was already done for you?
2. Do you use an accounting software (Quickbooks, Xero, Zoho, etc.)?
3. How do you like your current solution? Is it too complicated? Is it too overkill in terms of features for your needs?
4. What would make it better for you?

In the workshop, they recommended also using tracking tools like Mint to follow all your expenses, not just business, but also, personal.
I'd be curious to know how many other people track it all to the penny like this.